Credit Card Collections

Franklin Credit Services, Inc.: "FTC Charges Florida Company with Operating Debt Consolidation Loan Scam"

Debt Elimination: "�Remove Negative Items From Your Report�
You�ve probably seen these headlines and others just like it promising to clean up or �fix� bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.
Imagine finally being able to buy that new car, get debt collectors off your back, and enjoy a new found freedom from your past debts.
Sound to good to be true ? It probably is. Once you fall prey to the credit repair offer and pay the hefty fees involved to clean up your record, here�s what happens"

A good article about Debt Elimination Scams
The Cincinnati Post: "America's Advantage"

FBI WARNING ABOUT DEBT ELIMINATION OFFERS
Federal Bureau of Investigation

This site has a number to call.
: "LISTEN EVERY TUESDAY TO OUR LIVE INFORMATIVE CONFERENCE CALL AND LEARN HOW YOU ARE BEING DEFRAUDED AND MISREPRESENTED! HEAR FROM PEOPLE THAT HAVE STOPPED MAKING CREDIT CARD PAYMENTS! ONE OR TWO OF THESE CONFERENCE CALLS AND YOU WILL BE A BELIEVER ALSO!

THIS KNOWLEDGE WILL ALLOW YOU TO TAKE CONTROL OF YOUR FINANCIAL FUTURE.

Every TUESDAY 9:00 P.M. EST.

Dial: 507-726-3200 Pin Number 66311 #"

Here is an Oklahoma Opinion where a debtor attempted to set forth several of the "no money lent" defenses. He gets slammed pretty hard.
OSCN Found Document:Local Federal Sav. and Loan Ass'n v. Burkhalter
"Defendants also contend that the bank upon which the check was drawn materially misrepresented facts when it stamped the check paid as it only transferred the "bookkeeping entries" from its account to the account of the party to whom the check was issued, and that this was a fraud because no "dollars" were actually paid out to anyone."

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Oklahoma requires license to business that advertises that it can improve a consumer's credit history. Most "Debt Elimination" scams claim that your credit history can be improved.
Credit Service Organizations

"By law, credit repair organizations must give you a copy of the 'Consumer Credit File Rights Under State and Federal Law' before you sign a contract. "
Debt elimination service helping you repair your bad credit.:

This is a good informational site:
Beware of bogus 'debt elimination' promises

Hawaii Issues Alert
Honolulu Star-Bulletin Hawaii News: "The company is just one of hundreds of Internet-based businesses that now offer those services, attracting the scrutiny of national and state consumer advocates and commerce agencies. "

Good News Minn. filed a complaint against barnett and associatesJudd McIlvain's - TroubleShooter - Scam Alert: "The Office of the Minnesota Attorney General filed a fraud complaint against Barnett & Associates charging the firm is taking up-front money for the mortgage elimination scheme that appears to be a fraud."

Most of these debt elimination programs offer income opportunities, usually they are multi-level formats. This group actually generates "sales leads" for a fee.
Credit Card Debt Elimination

Why do I think these arbitration groups are not unbiased? Check out this quote:

"Under the Accelerated Program, a legal professional will handle all the paperwork for you. With this plan, you will receive a legal arbitration ruling in your favor. Your "
debt-mortgage-elimination.com:

Barnett & Associates will even provide a sample arbitration award!

Earn Money in the Debt Reduction Industry!!

Bogus Arbitration

A goggle Search Reveals Many Programs That Offer Debt Elimination through Arbitration. There are lots of official sounding "arbitration" groups that are actually set up merely to enable these "Debt Elimination" Schemes
(some of these may be consolidation groups)
googol Search: "debt elimination" arbitration "credit card"

Check out this Quote:
"Under the Accelerated Program, a legal professional will handle all the paperwork for you. With this plan, you will receive a legal arbitration ruling in your favor. "
See:

This site is one of many sites that promote suspect arbitration to eliminate debt.
Debt Relief Group: "'The Creature from Jekyll island' "

This is one of many sites that promote a "Debt Elimination" program. This guy acutally is also seeking contributions for his presidential campaign.
Debt Elimination Information Political Solution

Debt Elimination Information Political Solution