Bogus Arbitration

A goggle Search Reveals Many Programs That Offer Debt Elimination through Arbitration. There are lots of official sounding "arbitration" groups that are actually set up merely to enable these "Debt Elimination" Schemes
(some of these may be consolidation groups)
googol Search: "debt elimination" arbitration "credit card"

Check out this Quote:
"Under the Accelerated Program, a legal professional will handle all the paperwork for you. With this plan, you will receive a legal arbitration ruling in your favor. "
See: