This Blog is set up to assist attorneys responding to various "Debt Elimination", "monetary protester", "money lent", "Modern Money Mechanics", "Mandrake Mechinism", "'The Creature from Jekyll island" and "militia" types of defenses to credit card accounts. Typically these defenses are based upon the Plaintiff not being a holder in due course, failure to prove that the Plaintiff uses "generally accepted accounting principles", the "FDCPA", and Fair Credit Billing Act. As I have time I will post

Monday, December 06, 2004


IN THE COURT OF APPEALS OF TENNESSEE
AT NASHVILLE
November 5, 2004 Session
ANITA J. VEDDER v. NORTH AMERICAN MORTGAGE CO., ET AL.

Debt Eliminator/Militia Type filed suit after a foreclosure action.


Vedder Case Quote:
"On February 6, 2003, Ms. Vedder filed a pro se complaint against North American,
Homeside Lending, Washington Mutual Bank, F.A., and others in the Rutherford County Circuit 3
Court. Ms. Vedder asserted numerous claims under state and federal law including breach of
contract, failure of consideration, non-disclosure and misrepresentation of material facts, theft by
false pretext, ratification and enforcement of administrative agreements, civil violations of the Fair
Credit Reporting Act, 15 U.S.C.A. §§ 1681-1681x (1998 & Supp. 2004), and the Fair Debt
Collection Practices Act, 15 U.S.C.A. §§ 1692-1692o (1998), and civil and criminal violations of
the Truth in Lending Act, 15 U.S.C.A. §§ 1601-1667f (1998 & Supp. 2004)."

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